Insurance Agency in Brownwood, Texas

We Shop, You Save

Big Enough To Save You Money, Small Enough To Know Your Name

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What You Get With Us

Insurance isn’t one-size-fits-all. We get to know you—and your unique situation. You get real people, honest answers, with coverage that fits you at the best possible price.

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The Right Coverage

Liability, collision, comprehensive—we’ll explain it all and help you choose what makes sense.

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Real People, Real Support

When you call, you get US. Not a robot. Not a call center. Just helpful answers, fast.

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Competitive Rates

We shop multiple insurers to find the best value for your needs and budget.

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Easy Claims Help

If something goes wrong, we help you through it—step by step.

Meet Your Brownwood Texas Team

Catrina Croker

I’m a proud mom to two teenage daughters – one soon to be married, and a lively two-year-old son. Family time is my greatest joy, whether we’re fishing, swimming, or just together. Music inspires me, especially the stories and emotions in song lyrics. I believe life is about cherishing loved ones and finding meaning in the small, beautiful moments we share.

Idalia Davila

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I am a wife and mom to two practically grown kids and a very energetic 5-year-old. Fun fact, my two boys are graduating this year! One from high school and one from kindergarten. I love spending weekends with family, whether it’s cooking out at home or taking quick little getaways to explore new places.

Mario Fuentes

Born in El Salvador and proud to call Texas home, Mario is passionate about developing people, building strong teams, and helping others reach their full potential. He believes in leading by example, working hard, and always finding ways to improve. Outside of work, Mario enjoys spending time with his family, traveling, and exploring the outdoors. He’s also a big baseball fan, but nothing beats watching his boys play the game.

Neighbors Helping Neighbors, One Policy at a Time

Your Local Independent Agents in Brownwood

Out here a policy has to cover more than a house. It covers the barn, the equipment, the stock trailer, the truck that pulls it, and in a lot of cases a place at the lake. Most of the mistakes we find are not about price. They are about something that never got scheduled and nobody noticed until a claim.

We are independent, which means we shop more than 80 carriers instead of selling one company’s product. Our office is on North Center Avenue, and we take care of folks in Brownwood, Early, Bangs, Coleman, Comanche, May, and out around Lake Brownwood.

Bring in what you have. We will read through it with you and tell you plainly what is covered and what is not.

What Coverage Around Here Really Has to Account For

Grass fires

Central Texas burns in a dry year, and it moves fast across open country. Fire is covered on a standard homeowners policy, but the question that actually matters is whether your dwelling limit is enough to rebuild at today’s material and labor prices, and whether your outbuildings, fencing, and equipment are scheduled at real values. Fencing in particular is one of the most commonly underinsured items on a ranch policy, and replacing miles of it is not cheap.

Hail

West and Central Texas hail damages roofs and vehicles every year. Two things worth knowing: most Texas policies now apply a separate percentage deductible to wind and hail, and hail damage to your vehicle is only covered if you carry comprehensive. Liability-only pays nothing.

Farm and ranch coverage is a different product

A homeowners policy will not carry your operation. Livestock, equipment, barns, hay, and liability for anyone who sets foot on the place all need to be handled properly. If you lease land for hunting, tell us. Hunting lease liability is its own exposure and a lot of landowners carry none.

Lake Brownwood

Boats, docks, and lake homes come with their own issues. Homeowners policies include only a very small amount of watercraft coverage, usually limited to small engines, and they give you almost no liability protection on the water. If you keep a boat in a slip, ask us about fuel spill and wreck removal specifically.

Oilfield and service businesses

Commercial auto, general liability, and workers compensation for the contractors and service companies working around Brown County.

What We Cover

Personal

Auto, home, farm and ranch, flood, renters, landlord and rental property, life, health, Medicare supplement, motorcycle, boat, recreational and RV, personal property, pet, and umbrella.

Business

Business owner’s policies, commercial auto including hired and non-owned, commercial property, general liability, workers compensation, group benefits, health, life, bonds, errors and omissions, and commercial umbrella.

Equity Insurance Group - Brownwood

Frequently Asked Questions

Does my homeowners policy cover my barn, equipment, and fencing?

Not adequately, in most cases. Homeowners policies are written for houses. Outbuildings often carry a low sublimit, equipment may be unscheduled, and fencing is one of the most commonly underinsured items we see on rural property. A farm and ranch policy handles all of it properly. Tell us what is actually on the place and we will build it to match.

What is the minimum car insurance required in Texas?

Texas requires 30/60/25: $30,000 in bodily injury coverage per person, $60,000 per accident, and $25,000 for property damage. Those are legal minimums rather than adequate limits. We will price 100/300/100 alongside them so you can see the actual difference.

Does my insurance cover hail damage to my truck?

Only if you carry comprehensive coverage. Liability-only pays nothing for hail. For your roof, hail is generally covered under homeowners, though many Texas policies apply a separate percentage deductible to wind and hail claims rather than a flat dollar amount.

Do I need separate insurance for my boat at Lake Brownwood?

Almost always. Homeowners policies include only a small amount of watercraft coverage and very little liability once you are on the water. A standalone boat policy covers hull damage, liability, medical payments, towing, and often fuel spill and wreck removal.

I lease my land for hunting. Am I covered?

Probably not the way you need to be. Hunting lease liability is a specific exposure and a standard homeowners policy is not built for it. It is inexpensive to address and expensive to ignore.

Get Your FREE No Obligation Insurance Evaluation Today!

We will shop and compare all your current insurance policies to find the best coverage for you at the best price. Find out how much you can save today!

Free Evaluation

We do the Shopping. You get the Savings!

We shop over 80 of the best insurance companies to get you the most competitive pricing and coverage that is as unique as your individual needs.

What Your Neighbors Have To Say

REAL PEOPLE . . . REAL RESULTS! Hear from people just like you.

Heather B.

I highly recommend Equity Insurance Group—it’s the company I personally trust and the one I consistently suggest to my clients. Their team delivers exceptional service: they’re responsive, knowledgeable, and make the entire insurance process straightforward and stress-free. Working with Jordan is always a pleasure; his professionalism and attention to detail ensure that every client receives outstanding care and confidence in their coverage.

Justin P.

I have been a client of Equity Insurance Group for the past decade. They regularly check in with me to make sure I am appropriately covered, and shop around my insurance to make sure I still have the best price. When I've had to make claims, they've helped me through the process and never hesitated to advocate for me. Nobody wants to deal with their insurance, but EIG makes that process as painless as possible!

Alecia F.

I’ve had a great experience with Equity Insurance Group! I really appreciate how patient and helpful they are — I asked a million questions about my policy, and every single one was answered clearly and thoroughly. Their customer service is excellent. Anytime I need to make changes or have an issue, they handle it with kindness and professionalism. What I especially love is being able to work with someone face-to-face. It’s so much better than just talking to someone over the phone — it makes the experience feel more personal and trustworthy.

Jesus & Alexander G.

With a growing family and another baby on the way, peace of mind means everything to us. Equity Insurance Group made sure we’re covered from every angle — home, auto, and life. They treat us like family, not just another policy number. We couldn’t ask for a more caring, trustworthy team!

Mallory K.

Mia was absolutely amazing! We needed quotes quickly to close on a new home, and everyone else gave us exorbitant rates with high deductibles that wouldn't work with our growing family. In a day, we had everything we needed from Mia to move forward with a carrier she found who had solid price points and coverage. Thank you, Mia, for making this process so easy!

Brandon D.

I’ve had a fantastic experience with Equity Insurance Group. From the start, their team made the process easy to understand and stress-free. They took the time to explain all my coverage options and helped me choose a policy that truly fits my needs and budget. What impressed me most was their responsiveness and how quickly they handled any questions or concerns I had. It’s clear they genuinely care about their customers. I feel confident and well-protected knowing I’m insured with Equity. Highly recommended!

Amy C.

Jordan at Equity Insurance Group is amazing! He also takes great care of all of my personal insurance needs and answers every question that I have. I am a Realtor and he is also fantastic at providing excellent service to my real estate clients that I send his way. I never hesitate referring him to anyone!

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